1 day agoThe a16z Marketplace 100: 2023; Does Revolut’s $33bn price tag stack up anymore?; The closed loop opportunity opens up;In this edition: 1️⃣ The a16z Marketplace 100: 2023 2️⃣ Does Revolut’s $33bn price tag stack up anymore? 3️⃣ UK crypto companies call for help to break a banking barrier 4️⃣ How big techs interact with incumbent financial institutions 5️⃣ Value added services (VAS) becoming the main value proposition 6️⃣ The closed loop…Payments16 min readPayments16 min read
Mar 22Barriers to embedded finance use and uptake by small businesses; Digital wallet payments use case maturity; Banking industry lacks AI maturity;In this edition: 1️⃣ Barriers to embedded finance use and uptake by small businesses 2️⃣ Key findings from our global banking review for 2022 3️⃣ Banking Industry Lacks AI Maturity 4️⃣ Did Silicon Valley Bank Start a Banking Crisis? 5️⃣ Can payments eat the world? Probably not! 6️⃣ Trends In The Embedded Finance …Embedded Finance14 min readEmbedded Finance14 min read
Mar 15How are nonbanks supervised within this regulatory perimeter?; Analyzing JP Morgan’s growth strategy; The unique challenges faced by fintech data teams;In this edition: 1️⃣ Y Combinator cuts nearly 20% of staff, scales back growth stage investments 2️⃣ How the Digital Revolution in Banking is Transforming the Customer Experience 3️⃣ Silicon Valley Bank’s shares are tanking as a mess unfolds 4️⃣ Analyzing JP Morgan’s growth strategy 5️⃣ Can any foreign adventurer make it in…Banking15 min readBanking15 min read
Mar 8Fintech darling Stripe has first-world problems; How to build a banking marketplace; Revolut dealt banking licence setback by its own accountant;In this edition: 1️⃣ API coverage and maturity are constantly growing 2️⃣ Survey Reveals Financial Industry’s Top 4 AI Priorities for 2023 3️⃣ Shopify Announces Fourth-Quarter and Full-Year 2022 Financial Results 4️⃣ How to build a banking marketplace 5️⃣ Fintech darling Stripe has first-world problems 6️⃣ Revolut dealt banking licence setback by its…Fintech12 min readFintech12 min read
Mar 1The three core omnichannel strategies; Wall Street Is Anti-ChatGPT; The Fintech Formula: A data-driven blueprint for creating enduring value;In this edition: 1️⃣ India and Singapore link UPI and PayNow in cross-border payments push 2️⃣ The adoption of digital identity could present a drastic change in the way customers interact with online services 3️⃣ The Fintech Formula: A Data-Driven Blueprint for Creating Enduring Value 4️⃣ The three core omnichannel strategies 5️⃣ Current…Chatgpt15 min readChatgpt15 min read
Feb 22From Open Banking to Open Finance: not if but when does it happen?; 3 emerging use cases in embedded finance;In this edition: 1️⃣ Peer-to-Peer Payment Apps: A Case Study for a Digital Finance Standard 2️⃣ SEC pushes for tougher custody rules on assets including crypto 3️⃣ Banks and other FIs need to shift from traditional financial service distribution to ‘Embedded Finance’ distribution 4️⃣ Which Public Companies Are Still Hiring for Blockchain Roles? …Fintech10 min readFintech10 min read
Feb 15Amex and Microsoft turn to AI to make expense reports; The rise of livestream shopping on TikTok, Amazon And YouTube; Financial OS for healthcare;In this edition: 1️⃣ How to operationalize the SME lending opportunity 2️⃣ Amex and Microsoft turn to AI to make expense reports 3️⃣ Understanding social commerce business 4️⃣ It’s interest rates of 20% or even 30% that are crushing people 5️⃣ AI-linked coins surge; some post double-digit gains in a week 6️⃣ Financial…Fintech13 min readFintech13 min read
Feb 8What is Social Platform Commerce or Social Commerce?; Analyzing a16z’s fintech investment strategy; Why the big banks created Zelle?;In this edition: 1️⃣ PayPal is the latest tech company to announce mass layoffs 2️⃣ Embedded Finance Fuels Growth in Choppy Economy 3️⃣ Mastercard: payment plumbers make a very decent living 4️⃣ Why The Big Banks Created Zelle 5️⃣ Why OpenAI’s ChatGPT Is Such A Big Deal 6️⃣ Analyzing a16z’s fintech investment strategy …Fintech12 min readFintech12 min read
Feb 1Walmart launches a new ‘Text to Shop’ feature; Social commerce changes product discovery; What is happening with Stripe? Any ideas?;In this edition: 1️⃣ Walmart launches a new ‘Text to Shop’ feature 2️⃣ Social Commerce Changes Product Discovery 3️⃣ What is a Super App? 4️⃣ The State of Shopify in 2023 5️⃣ What is happening with Stripe? Any ideas? 6️⃣ How integrated and embedded payments can help SaaS platforms 7️⃣ 2023: A Year…Fintech13 min readFintech13 min read
Jan 25Will AI change finance forever?; Which fintechs might IPO in 2023?; The potential of social commerce for payment processors;In this edition: 1️⃣ Will AI change finance forever? 2️⃣ Which fintechs might IPO in 2023? 3️⃣ Banks and third-party wallets compete for share 4️⃣ Embedded Payments Collaborations By Financial Institutions 5️⃣ AI innovations fall into four categories 6️⃣ The key to selling in a downturn and showing customers why you’re valuable 7️⃣…AI12 min readAI12 min read
